THE PLAN.........

We must find out what Precious wants to be when she grows up . What career field is she interested in for her future?
What college is best to attend based on her career choice ?
What grade point average does she need to maintain to attend this college?
How much money (estimated with a time and inflation factor) will she need?
How many degrees if any is needed for her choice of career?
I recommend looking at a few options at this time and age , its good to have a few back up plans .

I'm planning to take Precious to the bank and start her a saving account , look in to a c.d our a money market account. I'm going to speak with a banker to explain to me what these things are and what they will do for my child.
I'm planning to look at a life insurance policy with an annuity clause .
These things will pay for her college and expenses . So she wont have to worry about money , her only worry if any will be her grades.
I'm planning on researching colleges online with Precious , take a look at there standings all around.

I feel doing these things now will encourage her to stay on the road to success . Knowing that her future is important. Her success is important enought, for me to make it a plan in my life.

p.s. LIFE IS WHAT YOU MAKE IT.
THE EARLY BIRD GETS THE WORM.
YOU ARE WHAT YOU DO.
EDUCATION IS THE KEY.
PLAN FOR TOMORROW.
TEACH THEM WELL.